Which type of fee is NOT typically charged in a 401(k) plan?

In the context of 401(k) plans, short selling fees are generally not applicable. A 401(k) plan primarily allows participants to invest in mutual funds, stocks, bonds, and other investment vehicles that are typically not leveraged through short selling, which involves borrowing shares to sell them with the expectation of buying them back at a lower price. The structure of 401(k) plans is designed to promote long-term saving and investment, rather than speculative trading strategies like short selling.

On the other hand, recordkeeping fees, compliance fees, and loan fees are standard charges associated with 401(k) plans. Recordkeeping fees compensate the plan administrator for maintaining records of participants' accounts and transactions. Compliance fees cover the costs associated with adhering to regulatory requirements and annual filings. Loan fees, when applicable, are charged when participants take loans against their retirement savings, reflecting administrative costs related to processing the loan. Thus, short selling fees are not typically part of a 401(k) plan's fee structure.